Privacy Policy

Last updated: February 26, 2026

1. Overview

In the course of our business activities, Quelliv, Inc. (along with its subsidiaries, collectively, “Quelliv,” “the Company,” “we,” “us,” or “our”) receives personal information regarding persons with whom we interact, including our valued individual customers and prospective customers, candidates and applicants for employment or engagement, employees, users of our technologies, representatives of our entity customers and prospective customers, individual (and representatives of our) vendors and suppliers and prospective vendors and suppliers of goods and services to the Company, visitors to our websites (including www.Quelliv.com), which we may collectively refer to herein as “Website,” individual shareholders and directors who in most cases are not our employees, and any other individuals about whom the Company obtains personal information (each, “you”). Out of respect for your privacy interests in your personal information, we have adopted this Privacy Policy.

This Privacy Policy describes (a) the principles governing our privacy practices, (b) how we collect, use, and otherwise process your personal information, and (c) our good faith understanding of the rights that you have in relation to our processing of your personal information. Our personnel are required to comply with the Company's data privacy practices as set out in this Privacy Policy and other data privacy-related Company policies.

This Privacy Policy applies to all Quelliv services, including our wellness and health services, our AI-powered investor engagement platform, our Website, and all related technologies.

2. Where We Operate and Applicable Law

Quelliv is a Wyoming corporation, having its principal offices located in Florida, and operating or preparing to operate in a number of states in the United States. The laws of the jurisdictions where we operate or will operate may have specific application to the personal information that we receive regarding you if you reside in those areas.

We endeavor to make our Privacy Policy consistent with applicable laws, including, when applicable, the California Consumer Privacy Act (the “CCPA”) and the California Privacy Rights Act (“CPRA”), with regard to personal information that we receive concerning persons who are residents of the State of California.

3. Personal Information Defined

In this Privacy Policy, “personal information” means information that (either in isolation or in combination with other information that we have or receive) enables you to be identified or recognized. With respect to California residents, at such time that the CCPA applies to Quelliv, personal information more particularly means information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with you or your household, subject to certain exceptions set forth in the CCPA.

4. Information We Collect

We collect information directly from you and through our technologies. The specific information collected depends on how you interact with us:

4a. Through Our Investor Engagement Platform

  • Contact information: Full name, email address, and phone number that you voluntarily provide during the AI chat conversation.
  • Consent data: Timestamp, IP address, and browser user agent recorded when you accept the consent agreement before starting the chat.
  • Conversation data: Messages exchanged with our AI assistant, including your questions and the assistant's responses.
  • Delivery preferences: Whether you choose to receive investor materials via SMS text message or email.
  • Device information: Browser type, operating system, and device type used to access the platform.

4b. Through Our Website and Platform Generally

We employ a number of technologies in our business in addition to our Website, particularly including our mobile application (the application and Website are referred to herein collectively as the “Platform”) — any or all of which could be involved with the collection, processing, use and storage of your data. By using the Platform or any part thereof, you warrant and represent that you have read, understand, and agree to all terms and conditions stated in this Privacy Policy.

5. How We Use Your Information

  • To facilitate the AI chat conversation and qualify your interest in our investment opportunities.
  • To deliver investor materials (data room access links) via your preferred channel — SMS text message or email.
  • To arrange follow-up communications from our team at your request.
  • To maintain compliance records and audit logs as required by applicable regulations.
  • To improve our platform and user experience.
  • For our legitimate interests to prevent illegal activities, including fraud, and to keep our website and IT systems safe.
  • To debug, analyze, troubleshoot and audit our systems and data.
  • To comply with legal or regulatory inquiries and requests.
  • To provide our services, effect billing, and conduct identification and authentication, as applicable.

6. SMS/Text Messaging

By providing your phone number and selecting SMS as your delivery preference, you consent to receive text messages from Quelliv Investor Relations. Key details:

  • Message frequency: Typically one (1) message containing a link to investor materials. We do not send recurring or bulk marketing messages.
  • Message content: A link to access our investor data room documents, sent only at your explicit request.
  • Opt-out: You may opt out of SMS messages at any time by replying STOP to any message. You will receive a confirmation and no further messages will be sent.
  • Help: Reply HELP for support information, or contact us at invest@quelliv.com.
  • Costs: Message and data rates may apply depending on your mobile carrier and plan.
  • Carriers: Supported carriers include AT&T, T-Mobile, Verizon, and other major US carriers. Carriers are not liable for delayed or undelivered messages.

Your phone number is collected solely for the purpose of delivering requested investor materials and will not be sold, shared with third-party marketers, or used for unsolicited communications.

Quelliv may also use your mobile phone number to call or text you in order to provide services associated with the Platform, subject to your consent.

7. Email Communications

If you choose email as your delivery preference, we will send investor materials to the email address you provide. Your email address will not be added to any marketing mailing list without your separate, explicit consent. If you no longer wish to receive email communications, you can opt out at any time by clicking the unsubscribe link in the relevant communication or contacting us at invest@quelliv.com.

8. TCPA Compliance

We comply with the Telephone Consumer Protection Act (TCPA). We obtain explicit, informed consent before initiating any AI-assisted communications or sending any SMS messages. Consent is captured with a timestamp, IP address, and user agent for compliance records. You may revoke consent at any time by replying STOP to any SMS or by contacting us directly.

9. Data Sharing

We do not sell, lease, or trade your personal information. We may share your data in the following circumstances:

  • Service providers: Third-party services that help us operate the platform, including AI processing (Anthropic), SMS delivery (Telnyx), email delivery, and cloud hosting (Google Cloud Platform). These providers process data solely on our behalf and are bound by contractual data protection obligations.
  • Quelliv team members: Authorized personnel who may follow up with you regarding investment opportunities, as requested during your conversation.
  • Legal requirements: With law enforcement, regulatory, or government agencies requesting personal information in connection with any inquiry, subpoena, court order, or other legal or regulatory procedures with which we would need to comply.
  • Protection of rights: To establish or protect our legal rights, property, or safety, or the rights, property, or safety of others.
  • Corporate transactions: In the event that Quelliv or some or all of our business, assets or stock are sold or transferred, personal information may be transferred to or shared with third parties as part of any such transaction.

Although we endeavor to assure that our contracted third parties receiving your information are bound by privacy restrictions at least as restrictive as those set forth in this Privacy Policy, Quelliv is not responsible for any issues that may arise regarding the privacy policies of any such third parties.

10. Sensitive Personal Information

We do not actively seek sensitive personal information. We do not sell, lease, trade or profit from any such information, and we do not disseminate any such information except as specifically detailed in this Privacy Policy.

11. HIPAA

Our use and disclosure of certain of your information may be or become subject to the requirements of the Health Insurance Portability and Accountability Act of 1996 and its implementing regulations (“HIPAA”) and applicable state law. Any information that you submit to us that constitutes Protected Health Information (“PHI”), as defined by HIPAA, is subject to HIPAA and applicable state law. Any information collected via the Platform or at our facilities that constitutes PHI will be subject to this Privacy Policy.

12. Security Measures

We have implemented technical and organizational security measures in an effort to safeguard the personal information in our custody and control. Such measures include limiting access to personal information only to staff and third parties on a need-to-know basis, as well as other administrative, technical, and physical safeguards. Quelliv uses encryption technologies for data transmissions and web-based services for data storage using reputable third-party service providers. All investor engagement platform data is stored in encrypted databases hosted on Google Cloud Platform with access controls and audit logging.

Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure and no security system is impenetrable. As a result, Quelliv cannot guarantee the security of our databases, nor can we guarantee the security of any information you transmit to us, and you do so at your own risk.

13. Data Retention

We will only retain your personal information for as long as necessary for the purposes for which that information was collected as set out in this Privacy Policy, or for such longer period as is required under any applicable legal, regulatory, accounting, or reporting requirements. Should you opt out or no longer wish to receive messages from us, we will securely delete your personal information from the relevant systems as applicable.

14. Your Rights

You have the right to:

  • Request access to the personal information we hold about you.
  • Request correction or deletion of your personal information.
  • Opt out of SMS messages by replying STOP at any time.
  • Withdraw consent for AI-assisted communications.
  • Request portability of your electronic personal information in a readily-usable format.
  • Be free from discrimination as a result of exercising your privacy rights.

To exercise any of these rights, contact our Data Protection Officer at info@quelliv.com or toll free at 888-798-9100.

15. California Residents (CCPA/CPRA)

At such time that the CCPA and CPRA apply to Quelliv, California residents have additional rights including the right to access, deletion, correction, portability, and information regarding sources and purposes of data collection. In the preceding 12 months, we have not sold any personal information. If you are a California resident and wish to exercise these rights, contact our Data Protection Officer at info@quelliv.com or at 888-798-9100.

16. Cookies

A cookie is a small file of letters and numbers that is sent by our web server to your computer or mobile device when you access our website. We use cookies for basic login authentication and do not use cookies for any web tracking purposes. Cookies can be disabled by changing the settings on your browser, though some parts of the website may not function well if you choose to do so. By continuing to use this website without changing your browser settings, you agree to our use of cookies as described above. For more information on cookies, visit www.allaboutcookies.org.

17. Minors and Children

We do not seek to collect or maintain information on our website from those we know are under 18, and no part of our website is structured to attract anyone under 13. If you are the parent or legal guardian of a child under 13 who uses our website, please contact our Data Protection Officer at info@quelliv.com to have that child's information deleted.

18. Users from Outside the United States

Quelliv and the Platform are based in the U.S., and Quelliv's offices are headquartered in the U.S. Please be aware that information you provide to Quelliv may be processed and transferred to the U.S. and be subject to U.S. law. The privacy and data protection laws in the U.S. may not be equivalent to such laws in your country of residence. By using the Platform, you irrevocably consent to this collection, transfer, storage, and processing of information to and in the U.S.

19. Changes to This Policy

We may occasionally update this Privacy Policy as our services and privacy practices change, or as required by applicable legal or regulatory requirements. Where it is practicable, we will notify you by email of any significant changes. The “Last updated” date at the top of this page indicates when the policy was last revised. Continued use of the platform after changes constitutes acceptance of the updated policy.

20. Contact Us

If you have questions or comments in connection with this Privacy Policy, or for further information on our processing activities and your rights in relation to your personal information, please contact our Data Protection Officer:

Quelliv, Inc.
Data Protection Officer
501 Brickell Key Drive, Suite 300
Miami, FL 33131
Email: info@quelliv.com
Toll free: 888-798-9100

For investor engagement platform inquiries: invest@quelliv.com